We offer local servicing of your loan so you make your payment at any of
our locations. Questions are answered right here which means faster, more efficient service
to you! We offer a complete line of competitively priced mortgage loans to purchase or
refinance a primary residence or second home. Available to individuals and families
in the state of Wisconsin.
Fixed Rate Loan
- Competitive rates; down payment as low as 5%
- 15, 20 and 30 year terms (monthly payments)
- 7 year balloon, 30 year amortization
Adjustable Rate Loan
- Competitive rates; as low as 5% down payment
- 1, 3, 5 year term; 30-year amortization
- 2% annual cap; 6% lifetime cap
- At the end of the term, rates are subject to change
Home Equity Line of Credit
- Competitive rates; 15% equity required
- 3-year term with monthly payments of interest only
- At the end of the term, the note may be renewed at the prevailing rate
- Rate equals Prime Rate + .50% with a floor of 4.5%; ceiling of 18%
- $50.00 annual fee; waived for the first year
In-House Balloon Loan
- Competitive rates; 20% down payment
- Various terms; up to a 20-year amortization
- Set at a fixed rate with monthly payments guaranteed for the term of the note
Construction Loans
- Closing Costs are $375 plus title insurance
- Unlimited number of draws
- Contractors are typically paid within one business day
- Fast Loan Approval
Specialty Loans
Competitive rates and terms for the purchase or refinance of:
- Land
- Second mortgages
- Investment properties
- WHEDA loans
