Personal Services at American Bank

Personal Deposit Rates

NOW - Personal*

Amount APY Interest Rates
0-9,999 0.10% 0.10%
10-24,999 0.10% 0.10%
25-49,999 0.10% 0.10%
50,000+ 0.10% 0.10%

Savings*

Amount APY Interest Rate
0-9,999 0.10% 0.10%
10-24,999 0.10% 0.10%
25-49,999 0.10% 0.10%
50,000+ 0.10% 0.10%

HSA NOW*

Amount APY Interest Rate
0-9,999 0.15% 0.15%
10-24,999 0.20% 0.20%
25-49,999 0.25% 0.25%
50,000+ 0.25% 0.25%

IMMA - Personal*

Amount APY Interest Rate
0-9,999 0.15% 0.15%
10-24,999 0.20% 0.20%
25-49,999 0.25% 0.25%
50,000+ 0.25% 0.25%

*APY = Annual Percentage Yield.
*Rates are subject to change.
*Fees could reduce earnings.

Certificate of Deposit

Term APY Interest Rate
1 Month 0.15% 0.15%
3 Month 0.15% 0.15%
6 Month 0.35% 0.35%
1 Year 0.50% 0.50%
18 Month 0.60% 0.60%
2 Year 0.70% 0.70%
3 Year 0.85% 0.85%

$1,000 deposit is required to open this account.
To earn the Annual Percentage Yield (APY) interest must be added to the Certificate.
Early withdrawal will reduce your earnings and a penalty may be imposed.

Individual Retirement Account

Term APY Interest Rate
6 Month 0.35% 0.35%
1 Year 0.50% 0.50%
18 Month 0.60% 0.60%
2 Year 0.70% 0.70%
3 Year 0.85% 0.85%

$250 deposit is required to open this account.
To earn the Annual Percentage Yield (APY) interest must be added to the Certificate.
Early withdrawal will reduce your earnings and a penalty may be imposed.

Holiday Savings

Amount APY Interest Rate
0-9,999 0.10% 0.10%
10-24,999 0.10% 0.10%
25-49,999 0.10% 0.10%
50,000+ 0.10% 0.10%

 APY = Annual Percentage Yield.
Rates are subject to change.

Last updated Friday, October 17, 2014